The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Average American Budget Learn about the average American budget in this fun and interactive piece. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Best-Performing Asset Classes Bonds may outperform stocks one year only to have stocks rebound the next.